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ACTUAL SETTLEMENT LETTER
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Rexburg, ID 83440-3542
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Creditors Interchange
RE: MBNA America
Ref#:
CI Accnt #:
Balance: $24,676.04
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Dear ,
Creditors Interchange has been authorized by our client to settle your account for $13,571.82 which is 55% of your current balance.
This settlement offer expires unless we receive your payment of $13,571.82 due in our office no later than 4/21/06. While it is not required, it is recommended you remit your payment in certified funds via overnight mail to ensure timely receipt and processing by this office.
In the event your write-off balance exceeds $600.00, it may be your responsibility to claim that amount as earned income on your tax return for the following year. Your creditor may provide you with the necessary 1099c form and notify the IRS of the amount of the write-off balance.
If you should have any other questions relative to this settlement, our representative listed below is trained to offer assistance regarding this offer. Make your check or money order payable to Creditors Interchange.
This is an attempt to collect a debt and any information obtained will be used for that purpose. This a communication from a debt collector.
Sincerely,
Frank Salvini
Collection Manager
SIF: cpu
New York City Department of Consumer Affairs License # 1168153.
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